Reply To: Dealing with tenants who "don't exist" › Forums › Rental rants › Dealing with tenants who "don't exist" › Current Page 27/02/2019 at 10:17 pm #36052 Sir HumphreyFlatchatter I agree that it would normally be the contractor’s insurance. A very good reason to make sure all contractors engaged by an OC have current insurance (and appropriate trade licenses etc).