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If you think of this in terms of levies – of which load repayments are a part – there may potentially a way you can do this. Section 85 (4) of the Act (below) allows owners corporations to reduce levies by 10 percent for early payment. Now, if the OC has the kind of loan that allows for early payment, it makes perfect sense for them to do this for you and any other owners who have the wherewithal to do this.
However, if the loan has a fixed term and interest, there would be no benefit in them doing this and would, in fact, come at a cost to other owners.
You can find out the specific terms of the loan by asking to see the paperwork from the strata manager, secretary or treasurer of your scheme
Section 85, (4) An owners corporation may, by resolution at a general meeting, determine (either generally or in a particular case) that a person may pay 10% less of a contribution levied if the person pays the contribution before the date on which it becomes due and payable.
