Hi Trueleconcerned
Ive read a lot of your other posts and find that your “ facts” are often not telling the full story.
You indicate your building received a fire order which the strata manager failed to attend to.
A fire order is issued by your local council. It’s a very serious notice and requires compliance within a specified time. The strata manager only acts on the instructions of the committee. Why is the committee not instructing the strata manager to get quotes and then have the issues fixed?
Your insurer was doing you a favour. The “ hint” of declining insurance is better than getting a formal decline. Once you get a formal decline, you will need to disclose this for any future insurance quotes and that just leads to either further declines or incredibly high premiums.