I wonder if smashed avo is and similar is the sort of thing that would concern them. Say that someone gets that or an egg and bacon roll each morning for breakfast, they can easily replace it with something made at home which is probably healthier. The real problem is the things they can’t stop paying money for, like the tolls that they need because they have to take a car to work. Plus the car servicing and insurance. I suspect that the banks are getting worried because they may have significant numbers in negative equity when the inevitable recession happens, especially when you add in the costs of getting people out of their houses.