struggler said:
Our strata insurance has “volunteer” cover. Therefore, we have believed that should any owner/resident volunteer to do something around the complex they would be covered. However, once you start paying them, they wouldn’t be volunteers would they? If an owner/resident did work around a complex, and was paid for their services, therefore not a volunteer anymore, and they were not a business with their own insurance, nor a qualified tradesperson with coverage, would strata insurance necessarily cover them? .
The “strata insurance” would have to include a Workers Compensation Policy to cover anyone who is engaged as an an “employee”. Depending on how much is paid in wages, there may be a liability for PAYE tax deductions and Superannuation as well. I don’t think ATO takes too kindly to people who take out ABNs just to get paid for mowing their own lawns.