@just get on with it said:
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Internal paintwork will also not be covered by the building insurance.
Both items should be covered by your contents insurance though.
Yes you are right about the paint it’s a unique feature that only applies in NSW but check your PDS
Optional benefi t (NSW only)
Optional Benefit 1 is operative when shown as ‘selected’ on the Schedule.
Lot/Unit wall coverings When Your Sum Insured under Policy 1 is not otherwise expended in respect of any one Event We will pay for the cost of repainting or re-wallpapering the internal walls or ceilings of a Lot/Unit at Your Situation if they are damaged by an Event claimable under Policy 1.
I don’t believe the contents policy will cover the repainting so it might fall on the o/c because it’s def common property.