The simple answer to the “unanticipated” special levies and loans is to knock the potential for these off the purchase price. If a building and it’s sinking fund have been neglected, pay less for the apartment when you buy.
Anyone who doesn’t do this very basic homework is a mug and probably deserves all the “unanticipated” charges that come their way. It’s not rocket surgery. Caveat emptor.
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