Thanks JimmyT.
CHU’s response is pretty much my experience with them.
It’s a somewhat odd situation that while an OC/BC is only responsible for the maintenance and repair of common property, its compulsory building insurance cover often extends to lot property.
I’m on strata committees and there have been circumstances where lot owners have successfully claimed without us knowing. But I’ll put that down to our strata manager not on-passing that information. I’m not sure we could have stopped a valid claim anyway. But that’s another question.