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Just to clarify a few points that have been raised. The splashback shattered overnight, for no identifiable reason. No accident, no carelessness, no contact with saucepans etc. the repairers said it could have occurred from movement in the building or a defective glass panel, but they could not identify an exact cause.
If it is accepted that the glass was common property under the definition of ” tiles affixed to a boundary wall at the time of registration of the strata plan ” then what would be the response to paying for it if there was no insurance claim, say because the cost would have been small and not worth submitting one? Should an owner then be required to pay for a repair to common property, even if it serves a purpose within a lot? And, by the way, I would have quite happily paid this excess if I had been in any way responsible