dogears siad …Just to clarify, the garden space is on the Owners’ lot so I can’t see why the OC should include the structure etc in its policy. Not that it would make much difference given the insured value overall anyway.
I didn’t suggest that the O/C should include the gazebo in its insurance policy; in fact I said that the reverse applied unless the structure was damaged by some failure of the Common Property or during the O/C’s repairs to that Property.
dogears said …I also point out out that we have recently amended our by-laws to ensure Owners are responsible for repairs to their Lot which involve Common Property because one Owner has on two occasions carried out renovation work on his lot which affected Common Property, without prior authority from the EC, OC or Strata Manager.
This sounds odd; would you mind advising what State/Territory you’re in, the process the O/C used to amend its By-Laws, and what you were trying to achieve by that amendment?