I must admit I don’t understand the reasoning behind the qualifier in the act
Part 4 Insurance
81 Building
In this Part, building includes:
(a) owners’ improvements and owners’ fixtures forming part of the building other than paint, wallpaper and temporary wall, floor and ceiling coverings, and
as this only applies to NSW. But the act goes on to say
82 Damage policy
(3) A damage policy is to provide for the repair of damage to, or the restoration of the damaged portion of, the building in the event of its being damaged but not destroyed, so that the repaired or restored portion, is in a condition no worse or no less extensive than that portion or its condition when that portion was new.
So unless the original room wasn’t painted the Strata are obliged to repaint to restore it to it’s original condition but the insurance won’t pay for the repaint it’s just ridiculous.