@Whale said:
The O/C’s building insurance does not provide coverage for “basically the same as a Home Insurance policy does on a freehold property”, and anomalous or not, neither it nor the O/C is obliged to replace paint on areas of its common property within Lots unless (another complication) the optional insurance policy that’s now available for paint and wall coverings is selected on the O/C’s policy.
Whale, could you please explain, if the OC’s negligence led to the damage, why it is “not obliged to replace paint on areas of its common property within Lots”?
That’s a confusing part, for me at least. Is there something in the Act that excuses the OC of this responsibility?