I can’t see where we can tell what state or territory Susan is in. Anyway, the ACT has the same provision that Jimmy mentions, that a petition by 25% of owners can require the EC to call another general meeting. The petitioners must state the matter to be considered by the meeting. All you have to do is convince a small number of people that ‘there are questions to be answered’.
I know from first hand experience that a minority of nay-sayers can easily get plenty of other owners worried with such rhetoric. It is not necessary to say what those question are or what your answers might be.
I agree that a strata loan would be an option, as would individuals getting loans as required to meet the levy for necessary maintenance of your common property.