Topic: Who should pay the excess? – FLAT CHAT

This topic has 3 replies, 2 voices, and was last updated 14 years, 9 months ago by .

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19/12/2011 at 10:20 pm #7828 Reply | Quote
Surfer
I am after some advice on two situations we’ve recently encountered in our Strata owned.

For both situations we’ve had to make a claim on our contents insurance – a cost of $500 each time. I want to know if we are able to enforce that our owners corporation (OC) reimburse us for these excess payments.

First situation – the CP water main burst resulting in (among other repairs claimed on building insurance) us having to replace our carpets and lounge – claimed on our contents insurance ($500).

Second situation – the automatic security gate was not functioning to our carpark ( and had been this way, on and off, for over two weeks). Due to the carpark being left unsecured, someone broke the lock to our storage cage in the carpark and stole two bikes worth $5000. We have subsequently made a claim on our contents insurance however are again up for the $500 excess, untimately due to CP malfunction.

Can someone please advice if we are legally within our rights to claim both these excess payments back from Strata due to both situations being the result of CP issues?

Thanks in advance.
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Reply To: Reply #14440 in Who should pay the excess?

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