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If he is an “employee” of the OC, it may have to provide workers comp cover; if he is a “volunteer” he may be covered by that section of OC insurance policy. There might also be an income tax liabilty?
If he is a contractor with an ABN, then the PL insurance should be his responsibilty, not the OC’s?
Do you really want an unspecified number of people wandering around with OC funds, to spend at will? How many members involved; what would be the total of these funds?
Possibly, you could issue members with credit cards linked back to the OC bank account, with a limit set on individual transactions. The cards would have to be in the individual holder’s name. Any expenditure would be readily visible to your treasurer, and the card can be cancelled or restricted as necessary.
Talk to your bank about options.
However it is worked out, you end up paying for it.
A lot of parcel couriers will not deliver to PO Boxes or parcel lockers; they insist on having a proper residential address.
But if you are not home when the delivery comes, the parcel is taken to the nearest post office, or some contracted pick up agent anyway.
“Children must supervised…” seems to be a common sign around such areas. But again, somewhat vague, especially as far as the actual adults are concerned.
If a child is hit by a car, wouldn’t the vehicle’s CTP insurance cover it?
I don’t think this is about insurance, despite the arguments the committee is making to get support for the by-law. It’s about kids playing in an area designed for vehicular traffic and, possibly, some noise nuisance that isn’t being mentioned, perhaps to avoid identifying affected residents.
Comments have been made about liability for medical costs in an incident. I’m suggesting the car’s CTP insurance would cover it, not the OC insurance.
The by-law is also vague with potential over-reach. Is a 12 year old walking home from school and up the driveway going to need to arrange supervision for the last bit of their journey lest they be in breach of the by-law?
It seems to me that each OC should work out whether they need such a rule for specific areas presenting real risk and if there is a risk, whether that risk could be minimised some other way than through a by-law.
The by-law is about “playing”, which is different from someone walking to/from their residence.
If a child is hit by a car, wouldn’t the vehicle’s CTP insurance cover it?
Surely a driveway would be covered by “other area of possible danger or hazard to children” ??
With respect to the fire alarms, there is the possibility that the outgoing tenant may have damaged or disabled the detector. It would be advisable to have its operation verified before the next tenant moves in in.
My previous experiences with “volunteer insurance” in other fields has been that you can only claim for costs you might not be able to recover elsewhere.
So, possibly, you would be lucky to get anything for
Medical expenses- covered by Medicare or private insurance.
Time off work- covered by your employer’s leave allowances
Not working? – covered by Centrelink payments.
Perhaps you could do better out of the Public Liability cover if you could prove OC negligence.
Our block of 21 units has an individual lighting circuit to each parking bay, which is connected to a separate 20A breaker for each unit on the sub-boards. Initially there was just a switch for the lights, but some units have had power points installed.
Perhaps the OP needs to get the main board checked to see if those power points are on a CP circuit, or individual units’ circuits.
Is this “rule” a By-law, or just an arrangement between the owners?
Would sub-letting one room in a property for “sharing” be more likely to come under the definition of boarding or lodging, which is exempt from most RTA requirements?
I live in Kensington (NSW) close to UNSW.
About 5 years ago, there was a big rush of DAs and approvals for new “student accommodation” in the local area.
But it seems the Covid lockdowns spooked the market, and very little in the way of actual building occurred.
Now it’s all over, work is starting again, but I doubt that any of it will be livable until later next year.