- This topic has 1 reply, 2 voices, and was last updated 4 months, 1 week ago by .
-
Topic
-
Our 1983 apartment block has had a succession of major leaks from a fire hydrant. They flood at least half of our three level underground garages. One recipient of the deluge is a renter. His expensive car, tools, and other chattels have been destroyed by these leaks.
Is he covered by any of our building’s insurance?The Strata Committee has been pretty ineffectual in having the leaks fixed. The plumbers even more so. No development plans laying out the drainage in the building and no equipment to pinpoint where the leak is coming from. Useless in other words.
-
Replies
-
I imagine Mr Renter will be interested in this question even more so than your good self? If it was me: I’d be first on to my own car insurer who I expect would cover me and proceed to repair quote stage, if I was covered for such, and just pay to fix the car. They usually thereafter decide if it’s worth their efforts to come gunning for the body corporate’s insurer for recompense them but that’s not your business as much as it is your insurers. The non-car items would likely be covered by his own household contents insurance (some have this, some don’t – but as here, they should) and they too might pay out then come gunning for recompense. End of the day, your property needs be made sound or your insurer may just not pay up if they say you aren’t up to speed on your required maintenance and they remained unaware of that.
- You must be logged in to reply to this topic.