clockwise – Your strata scheme can do a lot of this investigation themselves, and can ‘negotiate’ with the insurers after the information has been obtained.
You may be interested to listen to and download the Amanda Farmer podcast where this issue is discussed. Amanda Farmer is a specialist strata lawyer.
https://www.yourstrataproperty.com.au/103-reducing-the-hysteria-around-combustible-cladding/
The podcast suggests that you need to find out exactly what type of cladding was used on your building – there are several different types of cladding.
You can find out the information about the cladding on your building by contacting the certifying entity for your building. The building certifiers are experts in what certificates are needed and what standards and compliances were needed, and whether all were obtained.
The podcast suggests that you ask the certifier (1)What certification was mandatory around my cladding at the time of practical completion? (2) Did we get it? (3) Is there a problem with my cladding and do I need to investigate that further?