Topic: Body corp + damages from common property – FLAT CHAT

This topic has 4 replies, 2 voices, and was last updated 15 years, 2 months ago by .

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04/07/2011 at 1:42 pm #7486 Reply | Quote
Anonymous
Hi, just wanted to see what people's experiences with this particular situation is or any advice if you have.

I live in an apartment block, own the apartment and pay my body corp fees(which are quite high!!). Cut a long story short, a sewerage pipe from another apartment cracked/burst, and saturated my carpet with sewerage discharge. Body Corp insurance is now processing the claim for repairs(holes in my apartment, repairs to the pipe, etc..) but they said their insurance explicitly does not cover carpets and my home and contents insurance should cover it.

While my home and contents insurance probably does cover it, I don't see why I should have to claim through my insurance when the damage to the carpets is a direct result of common property issues. I'm thinking that even if the body corp insurance doesn't cover the repairs to my carpet(or replacement), the body corp itself should cover the repairs out of its own funds due to consequential damage from common property.

I'm the one thats had to live with sewerage-drenched carpets for the last few months due to no fault of my own and I don't see why I have to be responsible for it(either out of my contents insurance or out of my own pocket if I had no insurance)

Would appreciate any thoughts on this.
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Reply To: Body corp + damages from common property

PLEASE ... If your property is not in NSW, mention its location (state). Don't identify companies or individuals by name. Don't mention or promote your company or services. Keep acronyms and initials to a minimum. Please, don’t use “quote” unless there is a specific point to which you wish to refer, then highlight (define) that specific passage before you click on "quote". Otherwise just use reply. THANKS.