Forum: Insurers will only pay for half of fence


Not the actual car, not the actual fence, but you get the picture.

Another week, another weird question – at least, it’s a question about weird behaviour by strata owners.

Here’s the scenario.  A car goes out of control and smashes the fence between two strata schemes.  The driver admits responsibility and the insurance company says fine, we’ll pay.

Our Flatchatter diligently gets the fence fixed and the insurers pony up the cash … for half of the repair.

The fence is jointly owned by the two strata schemes so they are only going to pay half of the cost.

When approached to contact their insurers to cover their side of the fence, the neighbours say “Nuh!” Why? Maybe it’s because they’ve got a nice new fence and it hasn’t cost them a cent or a drop of sweat.

So what can our Flatchatters do? The quick answer is that it’s not really a strata problem … even though it is. That’s HERE.

Elsewhere on the Forum

  • Can one block in a community scheme veto a motion by the other three to sack their rep as chair? A strata lawyers responds.  That’s HERE.
  • Is it too late to get an owner to sign a by-law taking responsibility for a balcony to bedroom conversion done 10 years ago?  That’s HERE.
  • David Chandler returns with a positive message for his friends on Flat Chat – that’s HERE.
  • Fair Trading’s response to a complaint about an incompetent strata manager – that’s HERE.

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