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  2. Search results for: insurance

Re: Burst hot water system-who pays?

  • 29/09/2018
  • Author Austman

Lady Penelope said  The Lot Owner is responsible for any damage caused by a leaking HWS. I don’t believe that is correct advice. A lot owner might be responsible for…

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    Re: Burst hot water system-who pays?

    • 29/09/2018
    • Author Lady Penelope

    The Lot Owner is responsible for the Hot water service that is exclusive to a lot and is inside a lot. The Lot Owner is responsible for any damage caused…

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      Re: Burst hot water system-who pays?

      • 28/09/2018
      • Author Austman

      @WMB said: Is this the way this is normally handled. I thought, owner’s hot water would mean owner’s insurance?   It’s not quite that simple.  It usually also need negligence for…

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        Burst hot water system-who pays?

        • 28/09/2018
        • Author WMB

        I am in a block of 27 units and we have individual hot water systems under the kitchen bench. They are owner’s responsibilty. They have a life of about 10…

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          Mediation – what can I expect and should I take a support person?

          • 23/09/2018
          • Author Panamenke

           I own a townhouse in a complex approximately 28 years old. The complex was built in 2 separate lots. There are 23 houses, 21 are owner/occupiers. I bought my house…

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            Re: Bribed committees

            • 22/09/2018
            • Author Sanctuary

            Thank you JimmyT, we are working with the UOAQ on this topic and find their service incredibly useful. (Invaluable in fact). We would be lost without them. Any unit complex in…

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              Re: OC paid for items that are not common property

              • 20/09/2018
              • Author Austman

              Thanks JimmyT. CHU’s response is pretty much my experience with them. It’s a somewhat odd situation that while an OC/BC is only responsible for the maintenance and repair of common…

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                Re: OC paid for items that are not common property

                • 19/09/2018
                • Author Jimmy-T

                I asked our sponsors CHU insurance for their take on this and their reply is below, but first they cautioned that each claim is assessed on its own merits and the…

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                  Re: OC paid for items that are not common property

                  • 19/09/2018
                  • Author Austman

                  @Happy Strata said: The claims you make on insurance may impact the cost of cover in future years. Therefore when residents make dubious claims on the OCs insurance, the OC…

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                    Re: OC paid for items that are not common property

                    • 18/09/2018
                    • Author Sir Humphrey

                    @Austman said: …I’ve personally spoken to large strata insurance companies and it’s not the way they see it.  They have told me that lot owners are seen as a part…

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                      Re: OC paid for items that are not common property

                      • 18/09/2018
                      • Author Happy Strata

                      The claims you make on insurance may impact the cost of cover in future years. Therefore when residents make dubious claims on the OCs insurance, the OC may incur increased…

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                        Re: OC paid for items that are not common property

                        • 18/09/2018
                        • Author Austman

                        @Sir Humphrey said: Here it would be the OC that has to make the claim because the policy holder is the OC, not any individual member of the OC. That…

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