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  2. Search results for: insurance

Reply To: Roof part of my lot – how do I insure it?

  • 14/08/2025
  • Author UberOwner

Don’t assume it will be easy to even get bespoke insurance for this situation.  In my building, we had a claim a few years ago for a burst pipe that…

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    Reply To: Roof part of my lot – how do I insure it?

    • 13/08/2025
    • Author Jimmy-T

    The initial question was how do you insure it. Firstly, there is no obligation on your part to insure lot property. If you are concerned about damage to common property…

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      Reply To: Roof part of my lot – how do I insure it?

      • 13/08/2025
      • Author Jimmy-T

      marii wrote: There is a deck. The deck itself looks like it is fairly new. That might explain why the responsibility for the roof has devolved to the lot owner.…

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        Reply To: Roof part of my lot – how do I insure it?

        • 13/08/2025
        • Author marii

        optusJo wrote: Is there anything at all on the roof? Do you know how long ago the roof was replaced? There is a deck. The deck itself looks like it…

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          Queensland owners fight 25-year strata contracts

          • 10/08/2025
          • Author Jimmy-T

          Queensland owners and strata managers agree - pre-sold, locked-in, 25-year management contracts must go.

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            Reply To: Roof part of my lot – how do I insure it?

            • 08/08/2025
            • Author optusJo

            Is there anything at all on the roof? I had a deck in the roof and wheel it was removed I had to go to vcat to get it reinstated.…

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              Reply To: SM wants to claim against strata insurance for lot property repair

              • 08/08/2025
              • Author twosailram

              Most insurance policies have an excess, so any claim will have some cost, not to mention any impact claim history has on future premiums.

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                FORUM: How does one owner insure a roof?

                • 07/08/2025
                • Author Jimmy-T

                FORUM: Flat buyer would inherit the roof, strata manager wants to pay for lot property repair and minor bathroom leak leads to complete reno demand.

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                  ‘Tin-eared’ Linkedin pic that’s stunned strata

                  • 07/08/2025
                  • Author Jimmy-T

                  COMMENT: The Premier visiting a strata firm that's under investigation isn't just tin-eared, it's showing total disregard for the strata community.

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                    Reply To: Roof part of my lot – how do I insure it?

                    • 07/08/2025
                    • Author Jeremy_167

                    Given the roof is defined as part of your lot and not common property, you are individually liable for its maintenance and potentially for consequential damage to other parts of…

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                      Roof part of my lot – how do I insure it?

                      • 07/08/2025
                      • Author marii

                      First post, I’m in Melbourne Victoria. The plan of subdivision for the lot I’m looking to buy includes the roof. Needless to say this has surprised me. I understand this…

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                        Reply To: SM wants to claim against strata insurance for lot property repair

                        • 04/08/2025
                        • Author Jimmy-T

                        Jan Shaw wrote: Can I please get further clarification about having a special resolution to say “no” for this to be rejected? My point is that this might need a…

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