Make sure that any insurance policy you get has office bearers insurance. This is not necessarily standard in a strata insurance policy.
And keep an eye on claims made on your policy. Our previous SM was making claims for anything and everything on insurance without our knowledge. We questioned this as, from own personal experience with insurance, claims on insurance lead to higher premiums and wouldnt that lead to higher commission? We asked for a list of items claimed on insurance. Got a two page list!