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Hi all,
Recently had the misfortune of damaging a steel security fence in my secure garage area, shared by 3 other tenants…
Security of the area is not compromised and was not visible to the 3 other tenants – 2 didn’t even notice the damage…
The Strata body was notified via my real estate agent (I rent the unit) and I am now being asked to pay $1425.00 to have repairs effected…
Surely the Strata body is insured against this contigency ?
In fact, the maintenance company that came to inspect the damage, on behalf of the Strata, advised me that Strata’s insurance would cover it – of course that would now be regarded as hearsay and could not be relied on…
Any advice or information would be much appreciated…
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The Strata will be insured, but most likely with an Excess that could equate to most of the cost. In any case, the insurer will be looking to recover the cost from you. If you caused the damage with your car, then you may be able to claim on 3rd Party damage cover, but again subject to your Excess and with potential implications for any No Claim Bonus that you may enjoy. Having already ‘owned up’, it might be best if you now complete the gentleperson’s triad — ‘pay up’ and ‘shut up’.
Hard to say.
If I were the strata manager, I would bill you for the damage and let you claim it against your insurance.
But this isn’t really a strata law thing – it’s a dispute between you and the Owners Corp over damage you admit you did. It’s up to them what happens next.
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