Should we ask the insurers about a potential problem?

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  • 11/06/2019 at 4:50 pm #38019 Reply | Quote
    Flame Tree (Qld)
    Flatchatter

      We live on the river in Brisbane. We have an older concrete boat ramp into the river. Due to tidal flow and CityCat wash some pretty serious under-gouging of the boat ramp and adjoining stairs have taken place. A few years ago the first 3 metres snapped off and fell into the river at a unusable steep slope. This resulted in a deep gutter hazard at that crack which at least now has been filled with gravel. Under the remaining ramp you can look under at low tide to see the further under-gouging underneath of another 2 metres. My question is: should something happen resulting in the next part to break off (let alone injure someone on it – though it doesn’t appear imminently collapsible) will insurance refuse to pay for this known (unreported to them tho) and obviously poorly maintained part of the property? And, should I call the insurer to enquire or will this immediately enforce a full corrective action demand by the insurer? (The committee are aware if it and had a repair quote which they found too dear so have done nothing).

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    Reply To: Reply #38026 in Should we ask the insurers about a potential problem?
    PLEASE ... If your property is not in NSW, mention its location (state). Don't identify companies or individuals by name. Don't mention or promote your company or services. Keep acronyms and initials to a minimum. Please, don’t use “quote” unless there is a specific point to which you wish to refer, then highlight (define) that specific passage before you click on "quote". Otherwise just use reply. THANKS.

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