Forum: When you can’t do what the law demands


Usually in the intros to these Forum roundups, we try to give you the best of the newest posts.  It just so happens that there are plenty to choose from this week, but I want to start with one that’s been kicking around for a while – because it is so intriguing.

The original question asked what happens when the law says a strata block must be insured but you can’t find an insurance company to cover it?

Now, that sparked a lot of helpful advice.  Maybe you could exclude some parts of the block; one Flatchatter had insurance issues because it was a mixed-use building with commercial premises and they did that.

Maybe you could negotiate excesses so that there would be no pay-out required.  Perhaps you could trace the communications with the previous insurers to find out why they withdrew cover. 

If it was a personal issue with a member of previous committee, it could be resolved.

It was all highly speculative so we finally did the obvious thing and asked why no insurance company would cover the building.  The reply will knock your socks off, HERE.

Elsewhere in the Forum

  • Can we make the whole block non-smoking, including inside lots?  That’s HERE.
  • Strata manager is delaying action of damaging water leaks.  That’s HERE.
  • Is it dangerous to store gas cylinders in a car parking space? That’s HERE.
  • Owners corp blaming me for deterioration of balcony slab.  That’s HERE.
  • Even the Planning department isn’t sure about the new rules on renovations.  That’s HERE.

How to ask and answer questions

First of all, if you want to get your questions into the weekly roundup, post them by Monday or Tuesday morning. Why?  Because that’s when we start gathering items together for this post.

Otherwise, anyone can read our posts any time but you have to be registered to ask or answer questions.

Also there are now several easy ways you can search, access, ask questions and reply to others’ queries. 

The best way these days may be to click on “Forum: Your Qs & A’s” on the top menu bar on a computer screen or on the drop-down menu (three lines) on the right of the screen on phones and tablets, under the Strata Choice ad.

Then click on the topic title that interests you, and off you go.  

Alternatively, you can look at the list of “Your latest questions and answers” under the ads on the right of the page on a computer screen. Or at the bottom, after the ads and stories, on a tablet or phone.

Or you can go “old school” and go to the Forum Home Page and work your way through the topics there.

Whichever route you take to get there, the best way to keep up to speed with what’s happening is to register (if you haven’t already done so), then login and subscribe for free to the topics that interest you most.

That way you’ll get an alert whenever the discussion moves forward, and you can also chip in with your own comments and questions.  Have a look HERE at our instant guide to getting online.

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